Did not calculate the strength and finances / I hope for help

Hello! I hope for help. I live in a village near the city of Ufa. As it is known in the villages there are no roads and work too. At the time of receiving the loan, it was like a stable job and a good salary. I work as an electrician, so without a car anywhere.
I drove on a decrepit VAZ 2108, getting stuck in the mud all around in the winter and summer, but most of all there was a lack of level access to the house. To get to it, you need to overcome a steep slope (photo attached), which is not cleaned in the winter and climb it only on a full drive.
Therefore, on 07/02/2018, I am going to Ufa to the nearest motor show and buy on credit for 4 years Chevrolet Niva 2007 release. I am glad of everything until October 2018 because I am dismissed from work. I sell the Niva to dealers for 160 thousand rubles, buy a VAZ 2107, some tools and start working for myself.
The work is getting smaller, the construction has become less, the payment for the work has decreased due to the large number of the same unemployed installers, plumbers, builders, electricians and their competition. In 2018, my salary was on average 35-40 thousand per month (the payment was 8.162 rubles) and coped, and now 15-20 thousand per month (the payment was 5.381 rubles).
With the new prices for gasoline and products can not cope. According to estimates, I spend 9000 per month on gas, a loan of 5382, go out, get dressed, pay taxes, repair a car, take a child to school for 5-6 thousand rubles. Here is a story like many. Thanks for reading. I attach screenshots of the loan agreement. I am real and I have a real debt too. Also the card number is 5536-9137-5121-7338.

Ваши реальные планы на ближайшие 5 лет

Результаты голосования →